Call reports 2014
BANK OF COMMERCE — 2014
What BANK OF COMMERCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 124,769,000 | 125,467,000 | 121,875,000 | 127,127,000 |
| Total loans | 43,849,000 | 44,755,000 | 48,684,000 | 56,566,000 |
| Allowance for loan losses | 1,013,000 | 1,049,000 | 1,079,000 | 1,099,000 |
| Securities available for sale | 63,690,000 | 62,078,000 | 60,108,000 | 55,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,326,000 | 111,498,000 | 107,463,000 | 112,501,000 |
| Interest-bearing deposits | 85,248,000 | 86,409,000 | 83,959,000 | 85,155,000 |
| Noninterest-bearing deposits | 26,078,000 | 25,089,000 | 23,504,000 | 27,346,000 |
| Equity capital | 13,323,000 | 13,827,000 | 14,245,000 | 14,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,078,000 | 3,164,000 | 4,366,000 |
| Interest expense | 46,000 | 94,000 | 141,000 | 187,000 |
| Net interest income | 985,000 | 1,984,000 | 3,023,000 | 4,179,000 |
| Noninterest income | 129,000 | 272,000 | 422,000 | 563,000 |
| Noninterest expense | 785,000 | 1,565,000 | 2,337,000 | 3,164,000 |
| Provision for loan losses | 10,000 | 46,000 | 75,000 | 105,000 |
| Pretax income | 320,000 | 647,000 | 1,035,000 | 1,501,000 |
| Income tax | 40,000 | 117,000 | 219,000 | 345,000 |
| Net income | 280,000 | 530,000 | 816,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,459,000 | 13,579,000 | 13,864,000 | 13,930,000 |
| Total capital | 14,159,000 | 14,274,000 | 14,625,000 | 14,770,000 |
| Risk-weighted assets | 55,723,000 | 55,226,000 | 60,541,000 | 66,906,000 |