Call reports 2013
BANK OF COMMERCE — 2013
What BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 123,504,000 | 123,337,000 | 123,717,000 | 120,535,000 |
| Total loans | 42,954,000 | 42,722,000 | 41,470,000 | 44,745,000 |
| Allowance for loan losses | 1,001,000 | 1,000,000 | 1,002,000 | 1,002,000 |
| Securities available for sale | 66,321,000 | 67,651,000 | 67,405,000 | 62,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,944,000 | 110,598,000 | 110,875,000 | 107,764,000 |
| Interest-bearing deposits | 83,016,000 | 85,966,000 | 86,719,000 | 82,083,000 |
| Noninterest-bearing deposits | 26,928,000 | 24,632,000 | 24,156,000 | 25,681,000 |
| Equity capital | 13,305,000 | 12,626,000 | 12,723,000 | 12,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 962,000 | 1,882,000 | 2,840,000 | 3,874,000 |
| Interest expense | 58,000 | 113,000 | 167,000 | 215,000 |
| Net interest income | 904,000 | 1,769,000 | 2,673,000 | 3,659,000 |
| Noninterest income | 137,000 | 289,000 | 433,000 | 571,000 |
| Noninterest expense | 752,000 | 1,492,000 | 2,227,000 | 2,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 348,000 | 627,000 | 940,000 | 1,332,000 |
| Income tax | 51,000 | 51,000 | 100,000 | 188,000 |
| Net income | 297,000 | 576,000 | 840,000 | 1,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,711,000 | 12,860,000 | 13,125,000 | 13,179,000 |
| Total capital | 13,410,000 | 13,560,000 | 13,812,000 | 13,889,000 |
| Risk-weighted assets | 55,587,000 | 55,680,000 | 54,612,000 | 56,501,000 |