Call reports 2012
BANK OF COMMERCE — 2012
What BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 119,283,000 | 122,445,000 | 123,974,000 | 124,916,000 |
| Total loans | 42,400,000 | 43,614,000 | 44,476,000 | 43,466,000 |
| Allowance for loan losses | 905,000 | 958,000 | 1,001,000 | 1,001,000 |
| Securities available for sale | 63,393,000 | 62,063,000 | 65,266,000 | 66,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,248,000 | 109,131,000 | 110,169,000 | 111,220,000 |
| Interest-bearing deposits | 82,135,000 | 84,645,000 | 85,472,000 | 83,557,000 |
| Noninterest-bearing deposits | 24,113,000 | 24,486,000 | 24,697,000 | 27,663,000 |
| Equity capital | 12,638,000 | 12,912,000 | 13,324,000 | 13,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,059,000 | 3,065,000 | 4,048,000 |
| Interest expense | 112,000 | 204,000 | 280,000 | 348,000 |
| Net interest income | 921,000 | 1,855,000 | 2,785,000 | 3,700,000 |
| Noninterest income | 137,000 | 283,000 | 434,000 | 593,000 |
| Noninterest expense | 714,000 | 1,411,000 | 2,147,000 | 2,902,000 |
| Provision for loan losses | 14,000 | 67,000 | 67,000 | 67,000 |
| Pretax income | 366,000 | 741,000 | 1,108,000 | 1,433,000 |
| Income tax | 109,000 | 220,000 | 325,000 | 393,000 |
| Net income | 257,000 | 521,000 | 783,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,872,000 | 12,037,000 | 12,298,000 | 12,415,000 |
| Total capital | 12,555,000 | 12,726,000 | 12,997,000 | 13,110,000 |
| Risk-weighted assets | 54,456,000 | 54,867,000 | 55,581,000 | 55,263,000 |