Call reports 2011
BANK OF COMMERCE — 2011
What BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,747,000 | 117,601,000 | 117,154,000 | 119,810,000 |
| Total loans | 43,971,000 | 44,856,000 | 43,415,000 | 42,655,000 |
| Allowance for loan losses | 826,000 | 872,000 | 937,000 | 891,000 |
| Securities available for sale | 50,818,000 | 52,353,000 | 59,424,000 | 63,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,150,000 | 105,305,000 | 104,314,000 | 106,856,000 |
| Interest-bearing deposits | 79,989,000 | 86,048,000 | 84,432,000 | 84,591,000 |
| Noninterest-bearing deposits | 17,161,000 | 19,257,000 | 19,882,000 | 22,265,000 |
| Equity capital | 11,128,000 | 11,894,000 | 12,338,000 | 12,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,136,000 | 3,244,000 | 4,286,000 |
| Interest expense | 182,000 | 354,000 | 502,000 | 636,000 |
| Net interest income | 857,000 | 1,782,000 | 2,742,000 | 3,650,000 |
| Noninterest income | 148,000 | 284,000 | 444,000 | 585,000 |
| Noninterest expense | 741,000 | 1,441,000 | 2,146,000 | 2,851,000 |
| Provision for loan losses | 326,000 | 372,000 | 441,000 | 476,000 |
| Pretax income | -40,000 | 281,000 | 661,000 | 994,000 |
| Income tax | 81,000 | 5,000 | 134,000 | 204,000 |
| Net income | -121,000 | 276,000 | 527,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,704,000 | 11,101,000 | 11,352,000 | 11,615,000 |
| Total capital | 11,372,000 | 11,773,000 | 12,042,000 | 12,277,000 |
| Risk-weighted assets | 53,297,000 | 53,582,000 | 54,991,000 | 52,706,000 |