Call reports 2010
BANK OF COMMERCE — 2010
What BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 104,088,000 | 107,782,000 | 107,839,000 | 110,850,000 |
| Total loans | 48,792,000 | 51,569,000 | 50,933,000 | 44,058,000 |
| Allowance for loan losses | 748,000 | 813,000 | 954,000 | 501,000 |
| Securities available for sale | 45,609,000 | 42,080,000 | 45,706,000 | 48,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,885,000 | 94,265,000 | 94,236,000 | 99,013,000 |
| Interest-bearing deposits | 72,999,000 | 77,397,000 | 78,162,000 | 81,641,000 |
| Noninterest-bearing deposits | 17,886,000 | 16,868,000 | 16,074,000 | 17,372,000 |
| Equity capital | 12,352,000 | 12,646,000 | 12,708,000 | 11,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,297,000 | 3,445,000 | 4,537,000 |
| Interest expense | 243,000 | 475,000 | 699,000 | 907,000 |
| Net interest income | 929,000 | 1,822,000 | 2,746,000 | 3,630,000 |
| Noninterest income | 154,000 | 300,000 | 439,000 | 579,000 |
| Noninterest expense | 730,000 | 1,438,000 | 2,161,000 | 3,016,000 |
| Provision for loan losses | 55,000 | 115,000 | 255,000 | 2,120,000 |
| Pretax income | 315,000 | 586,000 | 854,000 | -828,000 |
| Income tax | 35,000 | 130,000 | 253,000 | -490,000 |
| Net income | 280,000 | 456,000 | 601,000 | -338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,519,000 | 11,694,000 | 11,764,000 | 10,825,000 |
| Total capital | 12,258,000 | 12,507,000 | 12,521,000 | 11,326,000 |
| Risk-weighted assets | 59,130,000 | 77,428,000 | 60,337,000 | 54,684,000 |