Call reports 2001
BANK OF COMMERCE — 2001
What BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,364,000 | 53,765,000 | 56,538,000 | 63,262,000 |
| Total loans | 24,059,000 | 25,484,000 | 25,990,000 | 26,247,000 |
| Allowance for loan losses | 306,000 | 312,000 | 306,000 | 307,000 |
| Securities available for sale | 23,154,000 | 21,448,000 | 19,902,000 | 22,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,037,000 | 47,373,000 | 49,849,000 | 56,749,000 |
| Interest-bearing deposits | 41,102,000 | 40,157,000 | 41,674,000 | 47,153,000 |
| Noninterest-bearing deposits | 6,935,000 | 7,216,000 | 8,175,000 | 9,596,000 |
| Equity capital | 5,977,000 | 6,101,000 | 6,334,000 | 6,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 973,000 | 1,940,000 | 2,897,000 | 3,858,000 |
| Interest expense | 453,000 | 872,000 | 1,243,000 | 1,585,000 |
| Net interest income | 520,000 | 1,068,000 | 1,654,000 | 2,273,000 |
| Noninterest income | 106,000 | 223,000 | 337,000 | 458,000 |
| Noninterest expense | 455,000 | 903,000 | 1,384,000 | 1,904,000 |
| Provision for loan losses | 8,000 | 10,000 | 10,000 | 15,000 |
| Pretax income | 163,000 | 378,000 | 595,000 | 810,000 |
| Income tax | 46,000 | 103,000 | 167,000 | 231,000 |
| Net income | 117,000 | 275,000 | 428,000 | 579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,936,000 | 6,059,000 | 6,212,000 | 6,252,000 |
| Total capital | 6,242,000 | 6,371,000 | 6,518,000 | 6,559,000 |
| Risk-weighted assets | 54,684,000 | 36,820,000 | 39,057,000 | 34,230,000 |