Call report 2024Q4
UNIVERSAL BANK — 2024Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 356,343,000 | USD | evidence → |
| Total loans | 273,185,000 | USD | evidence → |
| Allowance for loan losses | 3,402,000 | USD | evidence → |
| Securities available for sale | 42,711,000 | USD | evidence → |
| Securities held to maturity | 1,237,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 241,875,000 | USD | evidence → |
| Interest-bearing deposits | 209,102,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,773,000 | USD | evidence → |
| Equity capital | 65,258,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,898,000 | USD | evidence → |
| Interest expense | 9,479,000 | USD | evidence → |
| Net interest income | 9,419,000 | USD | evidence → |
| Noninterest income | 1,655,000 | USD | evidence → |
| Noninterest expense | 9,925,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,337,000 | USD | evidence → |
| Income tax | 32,000 | USD | evidence → |
| Net income | 1,305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 65,944,000 | USD | evidence → |