Call report 2023Q4
UNIVERSAL BANK — 2023Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 370,662,000 | USD | evidence → |
| Total loans | 280,304,000 | USD | evidence → |
| Allowance for loan losses | 3,348,000 | USD | evidence → |
| Securities available for sale | 25,802,000 | USD | evidence → |
| Securities held to maturity | 1,436,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 254,844,000 | USD | evidence → |
| Interest-bearing deposits | 218,188,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,656,000 | USD | evidence → |
| Equity capital | 64,765,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,066,000 | USD | evidence → |
| Interest expense | 6,350,000 | USD | evidence → |
| Net interest income | 10,716,000 | USD | evidence → |
| Noninterest income | 968,000 | USD | evidence → |
| Noninterest expense | 11,140,000 | USD | evidence → |
| Provision for loan losses | -1,250,000 | USD | evidence → |
| Pretax income | 1,794,000 | USD | evidence → |
| Income tax | 416,000 | USD | evidence → |
| Net income | 1,378,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,639,000 | USD | evidence → |