Call report 2022Q4
UNIVERSAL BANK — 2022Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 334,499,000 | USD | evidence → |
| Total loans | 264,446,000 | USD | evidence → |
| Allowance for loan losses | 4,554,000 | USD | evidence → |
| Securities available for sale | 1,408,000 | USD | evidence → |
| Securities held to maturity | 1,744,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,059,000 | USD | evidence → |
| Interest-bearing deposits | 185,316,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,743,000 | USD | evidence → |
| Equity capital | 63,120,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,007,000 | USD | evidence → |
| Interest expense | 1,066,000 | USD | evidence → |
| Net interest income | 11,941,000 | USD | evidence → |
| Noninterest income | 794,000 | USD | evidence → |
| Noninterest expense | 11,549,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,186,000 | USD | evidence → |
| Income tax | 241,000 | USD | evidence → |
| Net income | 945,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,262,000 | USD | evidence → |