Call report 2021Q4
UNIVERSAL BANK — 2021Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,350,000 | USD | evidence → |
| Total loans | 282,230,000 | USD | evidence → |
| Allowance for loan losses | 4,507,000 | USD | evidence → |
| Securities available for sale | 1,777,000 | USD | evidence → |
| Securities held to maturity | 2,551,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 272,207,000 | USD | evidence → |
| Interest-bearing deposits | 230,479,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,729,000 | USD | evidence → |
| Equity capital | 62,382,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,906,000 | USD | evidence → |
| Interest expense | 1,810,000 | USD | evidence → |
| Net interest income | 12,096,000 | USD | evidence → |
| Noninterest income | 832,000 | USD | evidence → |
| Noninterest expense | 11,200,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,728,000 | USD | evidence → |
| Income tax | 401,000 | USD | evidence → |
| Net income | 1,327,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,211,000 | USD | evidence → |