Call report 2020Q4
UNIVERSAL BANK — 2020Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 423,835,000 | USD | evidence → |
| Total loans | 306,574,000 | USD | evidence → |
| Allowance for loan losses | 4,324,000 | USD | evidence → |
| Securities available for sale | 1,716,000 | USD | evidence → |
| Securities held to maturity | 5,132,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 312,160,000 | USD | evidence → |
| Interest-bearing deposits | 272,902,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,258,000 | USD | evidence → |
| Equity capital | 61,069,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,873,000 | USD | evidence → |
| Interest expense | 3,809,000 | USD | evidence → |
| Net interest income | 12,064,000 | USD | evidence → |
| Noninterest income | 924,000 | USD | evidence → |
| Noninterest expense | 11,796,000 | USD | evidence → |
| Provision for loan losses | 63,000 | USD | evidence → |
| Pretax income | 1,129,000 | USD | evidence → |
| Income tax | 222,000 | USD | evidence → |
| Net income | 907,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,990,000 | USD | evidence → |