Call report 2019Q4
UNIVERSAL BANK — 2019Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 417,227,000 | USD | evidence → |
| Total loans | 323,938,000 | USD | evidence → |
| Allowance for loan losses | 4,163,000 | USD | evidence → |
| Securities available for sale | 6,645,000 | USD | evidence → |
| Securities held to maturity | 8,574,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 351,321,000 | USD | evidence → |
| Interest-bearing deposits | 308,483,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,838,000 | USD | evidence → |
| Equity capital | 60,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,701,000 | USD | evidence → |
| Interest expense | 5,126,000 | USD | evidence → |
| Net interest income | 10,575,000 | USD | evidence → |
| Noninterest income | 4,466,000 | USD | evidence → |
| Noninterest expense | 11,628,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,413,000 | USD | evidence → |
| Income tax | 948,000 | USD | evidence → |
| Net income | 2,465,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,084,000 | USD | evidence → |
| Total capital | 63,562,000 | USD | evidence → |
| Risk-weighted assets | 277,564,000 | USD | evidence → |