Call report 2018Q4
UNIVERSAL BANK — 2018Q4
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 381,958,000 | USD | evidence → |
| Total loans | 305,234,000 | USD | evidence → |
| Allowance for loan losses | 4,043,000 | USD | evidence → |
| Securities available for sale | 6,338,000 | USD | evidence → |
| Securities held to maturity | 6,214,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,875,000 | USD | evidence → |
| Interest-bearing deposits | 287,555,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,320,000 | USD | evidence → |
| Equity capital | 57,197,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,037,000 | USD | evidence → |
| Interest expense | 2,666,000 | USD | evidence → |
| Net interest income | 12,371,000 | USD | evidence → |
| Noninterest income | 1,288,000 | USD | evidence → |
| Noninterest expense | 10,893,000 | USD | evidence → |
| Provision for loan losses | -1,600,000 | USD | evidence → |
| Pretax income | 4,366,000 | USD | evidence → |
| Income tax | 1,233,000 | USD | evidence → |
| Net income | 3,133,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,618,000 | USD | evidence → |
| Total capital | 60,778,000 | USD | evidence → |
| Risk-weighted assets | 251,940,000 | USD | evidence → |