Call report 2016Q1
UNIVERSAL BANK — 2016Q1
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 344,859,000 | USD | evidence → |
| Total loans | 285,625,000 | USD | evidence → |
| Allowance for loan losses | 8,047,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 110,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,610,000 | USD | evidence → |
| Interest-bearing deposits | 251,627,000 | USD | evidence → |
| Noninterest-bearing deposits | 23,983,000 | USD | evidence → |
| Equity capital | 45,509,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,199,000 | USD | evidence → |
| Interest expense | 335,000 | USD | evidence → |
| Net interest income | 2,864,000 | USD | evidence → |
| Noninterest income | 129,000 | USD | evidence → |
| Noninterest expense | 2,717,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 276,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 276,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,509,000 | USD | evidence → |
| Total capital | 48,433,000 | USD | evidence → |
| Risk-weighted assets | 228,825,000 | USD | evidence → |