Call report 2012Q1
UNIVERSAL BANK — 2012Q1
The 22 measures UNIVERSAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,806,000 | USD | evidence → |
| Total loans | 356,927,000 | USD | evidence → |
| Allowance for loan losses | 10,378,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 532,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 381,242,000 | USD | evidence → |
| Interest-bearing deposits | 366,203,000 | USD | evidence → |
| Noninterest-bearing deposits | 15,039,000 | USD | evidence → |
| Equity capital | 44,500,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,042,000 | USD | evidence → |
| Interest expense | 803,000 | USD | evidence → |
| Net interest income | 4,239,000 | USD | evidence → |
| Noninterest income | 298,000 | USD | evidence → |
| Noninterest expense | 3,265,000 | USD | evidence → |
| Provision for loan losses | 1,200,000 | USD | evidence → |
| Pretax income | 72,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 72,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,500,000 | USD | evidence → |
| Total capital | 48,763,000 | USD | evidence → |
| Risk-weighted assets | 334,888,000 | USD | evidence → |