Call reports 2011
HIGH TRUST BANK — 2011
What HIGH TRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Total assets | 192,543,000 | 180,340,000 |
| Total loans | 145,294,000 | 133,697,000 |
| Allowance for loan losses | 3,877,000 | 3,770,000 |
| Securities available for sale | 16,366,000 | 14,854,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 189,474,000 | 177,221,000 |
| Interest-bearing deposits | 185,586,000 | 173,922,000 |
| Noninterest-bearing deposits | 3,888,000 | 3,299,000 |
| Equity capital | 2,413,000 | 2,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Interest income | 1,396,000 | 3,429,000 |
| Interest expense | 731,000 | 1,396,000 |
| Net interest income | 665,000 | 2,033,000 |
| Noninterest income | -3,253,000 | -2,920,000 |
| Noninterest expense | 1,219,000 | 2,859,000 |
| Provision for loan losses | 250,000 | 650,000 |
| Pretax income | -4,057,000 | -4,396,000 |
| Income tax | 0 | 0 |
| Net income | -4,057,000 | -4,396,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 |
|---|---|---|
| Tier 1 capital | 2,926,000 | 2,587,000 |
| Total capital | 5,047,000 | 4,575,000 |
| Risk-weighted assets | 167,935,000 | 157,262,000 |