Call reports 2010
HIGH TRUST BANK — 2010
What HIGH TRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 211,905,000 | 205,094,000 | 199,315,000 | 196,818,000 |
| Total loans | 167,468,000 | 160,377,000 | 157,440,000 | 150,765,000 |
| Allowance for loan losses | 5,760,000 | 6,013,000 | 4,921,000 | 5,005,000 |
| Securities available for sale | 2,049,000 | 10,097,000 | 14,526,000 | 16,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,384,000 | 193,443,000 | 189,116,000 | 189,750,000 |
| Interest-bearing deposits | 196,182,000 | 187,713,000 | 184,977,000 | 185,696,000 |
| Noninterest-bearing deposits | 5,202,000 | 5,730,000 | 4,139,000 | 4,054,000 |
| Equity capital | 9,714,000 | 10,817,000 | 9,452,000 | 6,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,747,000 | 3,622,000 | 5,347,000 | 6,995,000 |
| Interest expense | 1,081,000 | 2,040,000 | 2,887,000 | 3,672,000 |
| Net interest income | 666,000 | 1,582,000 | 2,460,000 | 3,323,000 |
| Noninterest income | -202,000 | 1,693,000 | 1,619,000 | 401,000 |
| Noninterest expense | 1,414,000 | 2,670,000 | 4,271,000 | 5,955,000 |
| Provision for loan losses | 0 | 500,000 | 1,000,000 | 1,400,000 |
| Pretax income | -950,000 | 105,000 | -1,242,000 | -3,681,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -950,000 | 105,000 | -1,242,000 | -3,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,714,000 | 10,768,000 | 9,421,000 | 6,982,000 |
| Total capital | 12,000,000 | 13,023,000 | 11,621,000 | 9,159,000 |
| Risk-weighted assets | 179,388,000 | 176,659,000 | 173,292,000 | 171,512,000 |