Call reports 2009
HIGH TRUST BANK — 2009
What HIGH TRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 211,777,000 | 225,147,000 | 220,792,000 | 208,423,000 |
| Total loans | 183,525,000 | 188,032,000 | 181,173,000 | 176,814,000 |
| Allowance for loan losses | 3,937,000 | 3,359,000 | 3,622,000 | 5,754,000 |
| Securities available for sale | 500,000 | 50,000 | 2,050,000 | 2,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,357,000 | 204,596,000 | 200,820,000 | 196,754,000 |
| Interest-bearing deposits | 185,698,000 | 199,633,000 | 196,307,000 | 192,199,000 |
| Noninterest-bearing deposits | 4,659,000 | 4,963,000 | 4,513,000 | 4,555,000 |
| Equity capital | 20,071,000 | 19,331,000 | 18,763,000 | 10,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,054,000 | 4,097,000 | 6,255,000 | 8,336,000 |
| Interest expense | 1,553,000 | 3,085,000 | 4,548,000 | 5,833,000 |
| Net interest income | 501,000 | 1,012,000 | 1,707,000 | 2,503,000 |
| Noninterest income | 276,000 | 3,401,000 | 4,417,000 | 3,640,000 |
| Noninterest expense | 1,192,000 | 2,600,000 | 4,230,000 | 5,765,000 |
| Provision for loan losses | 0 | 2,517,000 | 3,167,000 | 9,750,000 |
| Pretax income | -415,000 | -1,154,000 | -1,723,000 | -9,822,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -415,000 | -1,154,000 | -1,723,000 | -9,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,071,000 | 19,331,000 | 18,763,000 | 10,663,000 |
| Total capital | 22,449,000 | 21,776,000 | 21,159,000 | 13,008,000 |
| Risk-weighted assets | 187,942,000 | 194,240,000 | 190,502,000 | 183,418,000 |