Call reports 2008
HIGH TRUST BANK — 2008
What HIGH TRUST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 112,223,000 | 136,706,000 | 164,878,000 | 202,264,000 |
| Total loans | 110,404,000 | 131,036,000 | 153,135,000 | 174,557,000 |
| Allowance for loan losses | 1,395,000 | 1,636,000 | 1,848,000 | 3,940,000 |
| Securities available for sale | 701,000 | 500,000 | 500,000 | 500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,515,000 | 110,915,000 | 137,880,000 | 180,278,000 |
| Interest-bearing deposits | 81,731,000 | 106,956,000 | 131,397,000 | 173,764,000 |
| Noninterest-bearing deposits | 3,784,000 | 3,959,000 | 6,483,000 | 6,514,000 |
| Equity capital | 24,654,000 | 24,698,000 | 25,119,000 | 20,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 3,938,000 | 6,112,000 | 8,524,000 |
| Interest expense | 920,000 | 1,909,000 | 3,158,000 | 4,722,000 |
| Net interest income | 1,016,000 | 2,029,000 | 2,954,000 | 3,802,000 |
| Noninterest income | 971,000 | 2,061,000 | 3,420,000 | 3,561,000 |
| Noninterest expense | 1,267,000 | 2,901,000 | 4,529,000 | 5,810,000 |
| Provision for loan losses | 300,000 | 570,000 | 805,000 | 4,930,000 |
| Pretax income | 420,000 | 619,000 | 1,040,000 | -3,377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 420,000 | 619,000 | 1,040,000 | -3,377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,653,000 | 24,698,000 | 25,119,000 | 20,485,000 |
| Total capital | 26,017,000 | 26,304,000 | 26,967,000 | 22,821,000 |
| Risk-weighted assets | 109,100,000 | 128,518,000 | 151,285,000 | 184,484,000 |