Call reports 2007
HIGH TRUST BANK — 2007
What HIGH TRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 27,658,000 | 42,307,000 | 58,958,000 | 107,097,000 |
| Total loans | 23,763,000 | 33,828,000 | 52,359,000 | 86,919,000 |
| Allowance for loan losses | 200,000 | 303,000 | 654,000 | 1,100,000 |
| Securities available for sale | 691,000 | 691,000 | 695,000 | 698,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,850,000 | 27,708,000 | 42,932,000 | 84,204,000 |
| Interest-bearing deposits | 18,132,000 | 22,231,000 | 39,431,000 | 80,595,000 |
| Noninterest-bearing deposits | 6,718,000 | 5,477,000 | 3,501,000 | 3,609,000 |
| Equity capital | 2,000,000 | 14,455,000 | 15,731,000 | 22,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 1,042,000 | 2,088,000 | 3,847,000 |
| Interest expense | 204,000 | 435,000 | 848,000 | 1,513,000 |
| Net interest income | 256,000 | 607,000 | 1,240,000 | 2,334,000 |
| Noninterest income | 366,000 | 733,000 | 1,234,000 | 1,705,000 |
| Noninterest expense | 557,000 | 1,151,000 | 2,037,000 | 3,254,000 |
| Provision for loan losses | 100,000 | 203,000 | 590,000 | 1,111,000 |
| Pretax income | -35,000 | -14,000 | -153,000 | -326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -35,000 | -14,000 | -153,000 | -326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,009,000 | 14,464,000 | 15,736,000 | 22,577,000 |
| Total capital | 2,209,000 | 14,767,000 | 16,390,000 | 23,677,000 |
| Risk-weighted assets | 23,007,000 | 34,345,000 | 52,122,000 | 90,125,000 |