Call reports 2006
HIGH TRUST BANK — 2006
What HIGH TRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 20,978,000 | 22,097,000 | 20,678,000 | 21,140,000 |
| Total loans | 18,244,000 | 19,210,000 | 18,071,000 | 17,764,000 |
| Allowance for loan losses | 244,000 | 198,000 | 186,000 | 175,000 |
| Securities available for sale | 682,000 | 679,000 | 684,000 | 689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,030,000 | 18,599,000 | 17,343,000 | 18,829,000 |
| Interest-bearing deposits | 13,929,000 | 14,189,000 | 13,460,000 | 15,391,000 |
| Noninterest-bearing deposits | 4,101,000 | 4,410,000 | 3,883,000 | 3,438,000 |
| Equity capital | 2,085,000 | 2,228,000 | 2,312,000 | 2,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 353,000 | 753,000 | 1,165,000 | 1,595,000 |
| Interest expense | 125,000 | 271,000 | 428,000 | 601,000 |
| Net interest income | 228,000 | 482,000 | 737,000 | 994,000 |
| Noninterest income | 351,000 | 759,000 | 1,077,000 | 1,442,000 |
| Noninterest expense | 438,000 | 898,000 | 1,339,000 | 1,873,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 135,000 | 331,000 | 457,000 | 539,000 |
| Income tax | 0 | 1,000 | 2,000 | 3,000 |
| Net income | 135,000 | 330,000 | 455,000 | 536,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,103,000 | 2,249,000 | 2,328,000 | 2,244,000 |
| Total capital | 2,312,000 | 2,447,000 | 2,514,000 | 2,419,000 |
| Risk-weighted assets | 16,674,000 | 17,821,000 | 17,066,000 | 17,781,000 |