Call reports 2004
HIGH TRUST BANK — 2004
What HIGH TRUST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 16,851,000 | 17,391,000 | 16,440,000 | 18,552,000 |
| Total loans | 15,087,000 | 15,193,000 | 13,201,000 | 15,060,000 |
| Allowance for loan losses | 173,000 | 178,000 | 207,000 | 212,000 |
| Securities available for sale | 702,000 | 688,000 | 701,000 | 701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,895,000 | 14,977,000 | 13,591,000 | 15,443,000 |
| Interest-bearing deposits | 9,546,000 | 11,539,000 | 11,087,000 | 11,924,000 |
| Noninterest-bearing deposits | 4,349,000 | 3,438,000 | 2,504,000 | 3,519,000 |
| Equity capital | 1,587,000 | 1,719,000 | 1,815,000 | 1,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 541,000 | 783,000 | 1,074,000 |
| Interest expense | 47,000 | 111,000 | 173,000 | 236,000 |
| Net interest income | 211,000 | 430,000 | 610,000 | 838,000 |
| Noninterest income | 362,000 | 772,000 | 1,118,000 | 1,524,000 |
| Noninterest expense | 426,000 | 847,000 | 1,228,000 | 1,738,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 36,000 |
| Pretax income | 135,000 | 331,000 | 464,000 | 588,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 135,000 | 331,000 | 464,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,585,000 | 1,731,000 | 1,814,000 | 1,752,000 |
| Total capital | 1,746,000 | 1,883,000 | 1,970,000 | 1,916,000 |
| Risk-weighted assets | 12,944,000 | 12,204,000 | 12,406,000 | 13,107,000 |