Call reports 2003
HIGH TRUST BANK — 2003
What HIGH TRUST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 13,842,000 | 14,484,000 | 15,921,000 | 15,049,000 |
| Total loans | 11,964,000 | 12,069,000 | 13,429,000 | 11,357,000 |
| Allowance for loan losses | 141,000 | 145,000 | 151,000 | 160,000 |
| Securities available for sale | 707,000 | 706,000 | 702,000 | 705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,160,000 | 11,171,000 | 12,147,000 | 13,274,000 |
| Interest-bearing deposits | 6,755,000 | 7,722,000 | 7,457,000 | 9,653,000 |
| Noninterest-bearing deposits | 4,405,000 | 3,449,000 | 4,690,000 | 3,621,000 |
| Equity capital | 1,440,000 | 1,791,000 | 1,766,000 | 1,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 530,000 | 792,000 | 1,040,000 |
| Interest expense | 38,000 | 103,000 | 156,000 | 208,000 |
| Net interest income | 228,000 | 427,000 | 636,000 | 832,000 |
| Noninterest income | 393,000 | 986,000 | 1,399,000 | 1,680,000 |
| Noninterest expense | 432,000 | 867,000 | 1,307,000 | 1,815,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 26,000 |
| Pretax income | 191,000 | 542,000 | 718,000 | 679,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 191,000 | 542,000 | 718,000 | 679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,439,000 | 1,790,000 | 1,765,000 | 1,500,000 |
| Total capital | 1,563,000 | 1,922,000 | 1,915,000 | 1,621,000 |
| Risk-weighted assets | 9,897,000 | 10,573,000 | 12,021,000 | 10,372,000 |