Call reports 2002
HIGH TRUST BANK — 2002
What HIGH TRUST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 10,783,000 | 10,102,000 | 10,519,000 | 13,920,000 |
| Total loans | 6,103,000 | 6,366,000 | 6,506,000 | 9,768,000 |
| Allowance for loan losses | 131,000 | 110,000 | 125,000 | 136,000 |
| Securities available for sale | 1,603,000 | 1,712,000 | 1,703,000 | 795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,069,000 | 8,358,000 | 8,507,000 | 11,406,000 |
| Interest-bearing deposits | 7,465,000 | 6,771,000 | 6,958,000 | 7,999,000 |
| Noninterest-bearing deposits | 1,604,000 | 1,587,000 | 1,549,000 | 3,407,000 |
| Equity capital | 1,681,000 | 1,714,000 | 1,688,000 | 1,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 341,000 | 510,000 | 1,126,000 |
| Interest expense | 62,000 | 111,000 | 147,000 | 187,000 |
| Net interest income | 115,000 | 230,000 | 363,000 | 939,000 |
| Noninterest income | 11,000 | 24,000 | 35,000 | 77,000 |
| Noninterest expense | 82,000 | 165,000 | 306,000 | 1,099,000 |
| Provision for loan losses | 6,000 | 12,000 | 36,000 | 57,000 |
| Pretax income | 38,000 | 77,000 | 56,000 | -140,000 |
| Income tax | 0 | 0 | 0 | 6,000 |
| Net income | 38,000 | 77,000 | 56,000 | -146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,645,000 | 1,683,000 | 1,665,000 | 1,268,000 |
| Total capital | 1,733,000 | 1,772,000 | 1,758,000 | 1,383,000 |
| Risk-weighted assets | 7,011,000 | 7,131,000 | 7,369,000 | 9,204,000 |