Call reports 2001
HIGH TRUST BANK — 2001
What HIGH TRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,157,000 | 9,871,000 | 9,997,000 | 12,098,000 |
| Total loans | 5,847,000 | 5,603,000 | 6,330,000 | 6,092,000 |
| Allowance for loan losses | 118,000 | 123,000 | 130,000 | 125,000 |
| Securities available for sale | 1,415,000 | 1,692,000 | 1,711,000 | 1,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,428,000 | 8,084,000 | 8,151,000 | 10,248,000 |
| Interest-bearing deposits | 6,808,000 | 6,687,000 | 6,372,000 | 8,193,000 |
| Noninterest-bearing deposits | 1,620,000 | 1,397,000 | 1,779,000 | 2,055,000 |
| Equity capital | 1,672,000 | 1,722,000 | 1,776,000 | 1,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 399,000 | 591,000 | 780,000 |
| Interest expense | 88,000 | 177,000 | 259,000 | 341,000 |
| Net interest income | 112,000 | 222,000 | 332,000 | 439,000 |
| Noninterest income | 14,000 | 28,000 | 39,000 | 54,000 |
| Noninterest expense | 74,000 | 144,000 | 217,000 | 309,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 46,000 | 94,000 | 136,000 | 160,000 |
| Income tax | 0 | 0 | 0 | 5,000 |
| Net income | 46,000 | 94,000 | 136,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,648,000 | 1,696,000 | 1,738,000 | 1,757,000 |
| Total capital | 1,730,000 | 1,776,000 | 1,826,000 | 1,848,000 |
| Risk-weighted assets | 6,521,000 | 6,341,000 | 7,016,000 | 7,227,000 |