Call reports 2013
FIRST NATIONAL BANK — 2013
What FIRST NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 3,194,804,000 | 3,085,764,000 |
| Total loans | 1,939,028,000 | 1,864,927,000 |
| Allowance for loan losses | 76,165,000 | 75,364,000 |
| Securities available for sale | 429,277,000 | 377,135,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,436,419,000 | 2,338,335,000 |
| Interest-bearing deposits | 1,916,222,000 | 1,887,542,000 |
| Noninterest-bearing deposits | 520,197,000 | 450,794,000 |
| Equity capital | 186,971,000 | 171,469,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 28,236,000 | 54,649,000 |
| Interest expense | 11,015,000 | 22,087,000 |
| Net interest income | 17,221,000 | 32,562,000 |
| Noninterest income | 5,848,000 | 5,550,000 |
| Noninterest expense | 26,075,000 | 52,124,000 |
| Provision for loan losses | 2,122,000 | 8,593,000 |
| Pretax income | -5,118,000 | -22,026,000 |
| Income tax | -1,758,000 | -7,485,000 |
| Net income | -3,360,000 | -14,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 75,253,000 | 59,473,000 |
| Total capital | 102,883,000 | 85,893,000 |
| Risk-weighted assets | 2,160,242,000 | 2,063,227,000 |