Call reports 2012
FIRST NATIONAL BANK — 2012
What FIRST NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,545,375,000 | 3,500,465,000 | 3,410,439,000 | 3,275,687,000 |
| Total loans | 2,276,255,000 | 2,149,760,000 | 2,032,428,000 | 2,000,983,000 |
| Allowance for loan losses | 65,624,000 | 101,000,000 | 82,561,000 | 83,596,000 |
| Securities available for sale | 294,475,000 | 242,851,000 | 279,602,000 | 393,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,659,966,000 | 2,651,179,000 | 2,583,986,000 | 2,505,593,000 |
| Interest-bearing deposits | 2,083,253,000 | 2,109,269,000 | 2,023,965,000 | 1,919,242,000 |
| Noninterest-bearing deposits | 576,713,000 | 541,910,000 | 560,021,000 | 586,351,000 |
| Equity capital | 314,619,000 | 274,302,000 | 246,554,000 | 190,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 35,868,000 | 70,969,000 | 103,022,000 | 123,472,000 |
| Interest expense | 12,171,000 | 24,307,000 | 36,115,000 | 47,386,000 |
| Net interest income | 23,697,000 | 46,662,000 | 66,907,000 | 76,086,000 |
| Noninterest income | -8,602,000 | -17,965,000 | -39,605,000 | -72,785,000 |
| Noninterest expense | 34,006,000 | 68,792,000 | 103,585,000 | 135,477,000 |
| Provision for loan losses | 0 | 41,916,000 | 49,500,000 | 62,200,000 |
| Pretax income | -18,846,000 | -81,938,000 | -125,710,000 | -194,303,000 |
| Income tax | -6,596,000 | -27,881,000 | -43,209,000 | -67,522,000 |
| Net income | -12,250,000 | -54,057,000 | -82,501,000 | -136,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 281,353,000 | 213,763,000 | 170,789,000 | 79,880,000 |
| Total capital | 314,551,000 | 245,450,000 | 200,984,000 | 108,590,000 |
| Risk-weighted assets | 2,624,476,000 | 2,465,312,000 | 2,361,944,000 | 2,240,511,000 |