Call reports 2011
FIRST NATIONAL BANK — 2011
What FIRST NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 3,804,729,000 | 3,732,551,000 | 3,674,024,000 | 3,517,003,000 |
| Total loans | 2,647,811,000 | 2,559,572,000 | 2,485,251,000 | 2,377,000,000 |
| Allowance for loan losses | 67,185,000 | 64,515,000 | 81,742,000 | 78,770,000 |
| Securities available for sale | 473,671,000 | 432,605,000 | 316,220,000 | 279,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,862,707,000 | 2,783,468,000 | 2,722,091,000 | 2,598,847,000 |
| Interest-bearing deposits | 2,333,538,000 | 2,279,220,000 | 2,212,666,000 | 2,008,159,000 |
| Noninterest-bearing deposits | 529,170,000 | 504,248,000 | 509,425,000 | 590,689,000 |
| Equity capital | 342,828,000 | 347,500,000 | 346,849,000 | 327,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 46,067,000 | 90,715,000 | 129,582,000 | 168,214,000 |
| Interest expense | 15,607,000 | 31,035,000 | 46,102,000 | 59,857,000 |
| Net interest income | 30,460,000 | 59,680,000 | 83,480,000 | 108,357,000 |
| Noninterest income | 5,753,000 | 11,899,000 | 17,984,000 | 14,394,000 |
| Noninterest expense | 26,695,000 | 52,661,000 | 82,077,000 | 113,175,000 |
| Provision for loan losses | 4,900,000 | 12,800,000 | 32,700,000 | 52,016,000 |
| Pretax income | 4,457,000 | 7,688,000 | -10,444,000 | -39,543,000 |
| Income tax | 1,894,000 | 3,162,000 | -3,339,000 | -13,496,000 |
| Net income | 2,563,000 | 4,526,000 | -7,105,000 | -26,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 349,365,000 | 351,368,000 | 339,780,000 | 316,583,000 |
| Total capital | 384,952,000 | 386,634,000 | 374,915,000 | 350,794,000 |
| Risk-weighted assets | 2,817,295,000 | 2,790,815,000 | 2,770,972,000 | 2,692,279,000 |