Call reports 2010
FIRST NATIONAL BANK — 2010
What FIRST NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 3,829,188,000 | 3,896,287,000 | 3,891,104,000 | 3,825,835,000 |
| Total loans | 2,663,150,000 | 2,663,937,000 | 2,658,811,000 | 2,661,624,000 |
| Allowance for loan losses | 56,040,000 | 60,301,000 | 65,972,000 | 66,518,000 |
| Securities available for sale | 360,079,000 | 380,547,000 | 555,070,000 | 596,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,892,257,000 | 2,953,659,000 | 2,931,143,000 | 2,885,162,000 |
| Interest-bearing deposits | 2,417,949,000 | 2,473,980,000 | 2,437,557,000 | 2,336,743,000 |
| Noninterest-bearing deposits | 474,307,000 | 479,679,000 | 493,585,000 | 548,419,000 |
| Equity capital | 330,418,000 | 339,696,000 | 343,665,000 | 340,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 50,124,000 | 98,075,000 | 147,016,000 | 196,516,000 |
| Interest expense | 18,857,000 | 37,092,000 | 55,195,000 | 71,570,000 |
| Net interest income | 31,267,000 | 60,983,000 | 91,821,000 | 124,946,000 |
| Noninterest income | 4,692,000 | 14,404,000 | 21,709,000 | 25,603,000 |
| Noninterest expense | 26,470,000 | 53,350,000 | 81,667,000 | 110,168,000 |
| Provision for loan losses | 7,600,000 | 14,600,000 | 21,825,000 | 25,775,000 |
| Pretax income | 3,377,000 | 8,612,000 | 14,836,000 | 19,606,000 |
| Income tax | 784,000 | 3,255,000 | 4,821,000 | 5,078,000 |
| Net income | 2,593,000 | 5,357,000 | 10,015,000 | 14,528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 334,693,000 | 337,505,000 | 342,206,000 | 346,758,000 |
| Total capital | 371,128,000 | 374,094,000 | 378,763,000 | 383,053,000 |
| Risk-weighted assets | 2,896,389,000 | 2,927,171,000 | 2,893,992,000 | 2,876,814,000 |