Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 4,221,667,000 | 3,807,728,000 | 3,693,444,000 | 3,848,568,000 |
| Total loans | 2,830,083,000 | 2,801,732,000 | 2,722,267,000 | 2,694,115,000 |
| Allowance for loan losses | 38,044,000 | 42,043,000 | 43,992,000 | 52,829,000 |
| Securities available for sale | 670,153,000 | 533,287,000 | 479,104,000 | 416,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,338,900,000 | 2,852,266,000 | 2,690,028,000 | 2,916,896,000 |
| Interest-bearing deposits | 2,962,670,000 | 2,475,947,000 | 2,273,380,000 | 2,472,464,000 |
| Noninterest-bearing deposits | 376,230,000 | 376,319,000 | 416,648,000 | 444,432,000 |
| Equity capital | 259,526,000 | 302,142,000 | 326,771,000 | 322,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 59,259,000 | 116,835,000 | 171,983,000 | 225,157,000 |
| Interest expense | 27,827,000 | 52,843,000 | 75,126,000 | 94,944,000 |
| Net interest income | 31,432,000 | 63,992,000 | 96,857,000 | 130,213,000 |
| Noninterest income | 10,939,000 | 16,548,000 | 21,327,000 | 27,370,000 |
| Noninterest expense | 26,565,000 | 52,054,000 | 77,831,000 | 102,411,000 |
| Provision for loan losses | 5,000,000 | 11,300,000 | 15,550,000 | 27,400,000 |
| Pretax income | 18,614,000 | 25,900,000 | 32,798,000 | 33,295,000 |
| Income tax | 4,606,000 | 5,860,000 | 8,014,000 | 10,281,000 |
| Net income | 14,008,000 | 20,040,000 | 24,784,000 | 23,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 287,405,000 | 324,011,000 | 333,790,000 | 332,055,000 |
| Total capital | 326,549,000 | 363,392,000 | 371,332,000 | 369,149,000 |
| Risk-weighted assets | 3,221,106,000 | 3,146,940,000 | 2,996,294,000 | 2,950,362,000 |