Call reports 2008
FIRST NATIONAL BANK — 2008
What FIRST NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 4,482,789,000 | 4,588,576,000 | 4,262,100,000 | 4,184,844,000 |
| Total loans | 2,962,527,000 | 2,954,795,000 | 2,874,814,000 | 2,838,847,000 |
| Allowance for loan losses | 37,251,000 | 42,955,000 | 41,313,000 | 35,135,000 |
| Securities available for sale | 1,063,340,000 | 1,056,627,000 | 656,424,000 | 689,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,425,159,000 | 3,639,190,000 | 3,386,398,000 | 3,246,291,000 |
| Interest-bearing deposits | 3,299,025,000 | 3,516,920,000 | 3,270,542,000 | 2,882,571,000 |
| Noninterest-bearing deposits | 126,134,000 | 122,270,000 | 115,856,000 | 363,720,000 |
| Equity capital | 326,700,000 | 320,717,000 | 250,764,000 | 262,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 82,508,000 | 162,760,000 | 234,478,000 | 301,182,000 |
| Interest expense | 40,821,000 | 78,078,000 | 112,008,000 | 145,007,000 |
| Net interest income | 41,687,000 | 84,682,000 | 122,470,000 | 156,175,000 |
| Noninterest income | 7,102,000 | 14,255,000 | 21,134,000 | 28,043,000 |
| Noninterest expense | 27,622,000 | 56,467,000 | 82,265,000 | 112,897,000 |
| Provision for loan losses | 5,000,000 | 12,500,000 | 13,925,000 | 10,325,000 |
| Pretax income | 17,134,000 | 31,150,000 | -129,484,000 | -116,055,000 |
| Income tax | 3,675,000 | 7,673,000 | -52,906,000 | -44,709,000 |
| Net income | 13,459,000 | 23,477,000 | -76,578,000 | -71,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 321,227,000 | 326,399,000 | 270,148,000 | 273,316,000 |
| Total capital | 358,478,000 | 369,354,000 | 311,314,000 | 309,551,000 |
| Risk-weighted assets | 3,529,168,000 | 3,665,555,000 | 3,292,358,000 | 3,224,474,000 |