Call reports 2007
FIRST NATIONAL BANK — 2007
What FIRST NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 3,907,500,000 | 3,877,052,000 | 4,088,191,000 | 4,350,406,000 |
| Total loans | 2,322,451,000 | 2,439,238,000 | 2,673,815,000 | 2,877,553,000 |
| Allowance for loan losses | 27,165,000 | 29,776,000 | 33,723,000 | 34,905,000 |
| Securities available for sale | 1,209,421,000 | 1,040,646,000 | 1,009,992,000 | 1,019,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,542,854,000 | 3,297,946,000 | 3,111,008,000 | 3,393,642,000 |
| Interest-bearing deposits | 3,407,116,000 | 3,165,490,000 | 2,974,712,000 | 3,275,748,000 |
| Noninterest-bearing deposits | 135,739,000 | 132,456,000 | 136,296,000 | 117,894,000 |
| Equity capital | 287,591,000 | 289,947,000 | 306,526,000 | 321,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 72,606,000 | 147,446,000 | 226,896,000 | 309,276,000 |
| Interest expense | 38,802,000 | 78,146,000 | 119,125,000 | 160,802,000 |
| Net interest income | 33,804,000 | 69,300,000 | 107,771,000 | 148,474,000 |
| Noninterest income | 7,288,000 | 16,421,000 | 24,365,000 | 32,536,000 |
| Noninterest expense | 24,248,000 | 49,726,000 | 76,447,000 | 107,176,000 |
| Provision for loan losses | 30,000 | 4,505,000 | 10,020,000 | 14,031,000 |
| Pretax income | 16,829,000 | 31,521,000 | 47,315,000 | 61,386,000 |
| Income tax | 3,675,000 | 8,967,000 | 13,298,000 | 20,381,000 |
| Net income | 13,154,000 | 22,554,000 | 34,017,000 | 41,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 295,731,000 | 305,172,000 | 314,421,000 | 321,630,000 |
| Total capital | 322,896,000 | 334,948,000 | 348,144,000 | 356,535,000 |
| Risk-weighted assets | 2,779,484,000 | 2,908,119,000 | 3,143,698,000 | 3,433,594,000 |