Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 3,346,515,000 | 3,452,383,000 | 3,439,358,000 | 3,737,457,000 |
| Total loans | 2,029,795,000 | 2,165,083,000 | 2,170,512,000 | 2,173,542,000 |
| Allowance for loan losses | 20,545,000 | 24,426,000 | 28,960,000 | 28,276,000 |
| Securities available for sale | 992,850,000 | 952,334,000 | 938,294,000 | 1,203,178,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,054,599,000 | 3,055,905,000 | 3,111,410,000 | 3,410,697,000 |
| Interest-bearing deposits | 2,753,409,000 | 2,772,293,000 | 2,820,337,000 | 3,085,751,000 |
| Noninterest-bearing deposits | 301,190,000 | 283,612,000 | 291,073,000 | 324,946,000 |
| Equity capital | 210,612,000 | 215,049,000 | 239,174,000 | 243,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 58,421,000 | 121,846,000 | 187,807,000 | 255,777,000 |
| Interest expense | 28,304,000 | 59,539,000 | 93,703,000 | 130,110,000 |
| Net interest income | 30,117,000 | 62,307,000 | 94,104,000 | 125,667,000 |
| Noninterest income | 5,851,000 | 12,845,000 | 27,146,000 | 33,084,000 |
| Noninterest expense | 21,128,000 | 43,006,000 | 64,925,000 | 90,790,000 |
| Provision for loan losses | 0 | 4,650,000 | 9,650,000 | 12,880,000 |
| Pretax income | 14,840,000 | 27,496,000 | 46,711,000 | 55,117,000 |
| Income tax | 3,325,000 | 7,435,000 | 14,343,000 | 18,116,000 |
| Net income | 11,515,000 | 20,061,000 | 32,368,000 | 37,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 237,734,000 | 245,724,000 | 258,715,000 | 263,325,000 |
| Total capital | 258,279,000 | 270,150,000 | 287,675,000 | 291,601,000 |
| Risk-weighted assets | 2,492,046,000 | 2,632,397,000 | 2,591,058,000 | 2,673,265,000 |