Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 2,726,763,000 | 2,837,389,000 | 2,964,723,000 | 3,095,239,000 |
| Total loans | 1,401,622,000 | 1,508,952,000 | 1,651,892,000 | 1,753,914,000 |
| Allowance for loan losses | 19,661,000 | 19,075,000 | 23,875,000 | 22,300,000 |
| Securities available for sale | 1,082,084,000 | 1,043,665,000 | 1,019,003,000 | 1,031,749,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,340,143,000 | 2,405,441,000 | 2,451,666,000 | 2,679,924,000 |
| Interest-bearing deposits | 2,112,249,000 | 2,158,486,000 | 2,201,005,000 | 2,412,322,000 |
| Noninterest-bearing deposits | 227,894,000 | 246,954,000 | 250,661,000 | 267,602,000 |
| Equity capital | 187,673,000 | 206,993,000 | 205,866,000 | 207,025,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 40,990,000 | 85,076,000 | 133,038,000 | 185,676,000 |
| Interest expense | 14,592,000 | 31,456,000 | 51,278,000 | 75,489,000 |
| Net interest income | 26,398,000 | 53,620,000 | 81,760,000 | 110,187,000 |
| Noninterest income | 6,827,000 | 12,787,000 | 18,688,000 | 25,342,000 |
| Noninterest expense | 17,099,000 | 35,270,000 | 53,182,000 | 75,132,000 |
| Provision for loan losses | 0 | 0 | 5,510,000 | 5,983,000 |
| Pretax income | 16,126,000 | 31,577,000 | 42,196,000 | 54,120,000 |
| Income tax | 4,216,000 | 8,545,000 | 13,187,000 | 18,089,000 |
| Net income | 11,910,000 | 23,032,000 | 29,009,000 | 36,031,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 209,402,000 | 218,111,000 | 224,113,000 | 226,594,000 |
| Total capital | 229,063,000 | 237,186,000 | 247,988,000 | 248,894,000 |
| Risk-weighted assets | 1,740,601,000 | 1,875,299,000 | 2,047,864,000 | 2,161,406,000 |