Call reports 2004
FIRST NATIONAL BANK — 2004
What FIRST NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 2,409,667,000 | 2,609,366,000 | 2,635,969,000 | 2,563,464,000 |
| Total loans | 1,120,993,000 | 1,207,980,000 | 1,267,688,000 | 1,325,014,000 |
| Allowance for loan losses | 14,214,000 | 14,000,000 | 21,715,000 | 20,525,000 |
| Securities available for sale | 1,095,436,000 | 1,167,583,000 | 1,145,342,000 | 1,016,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,173,356,000 | 2,195,169,000 | 2,146,836,000 | 2,166,246,000 |
| Interest-bearing deposits | 1,980,902,000 | 1,993,062,000 | 1,940,832,000 | 1,941,863,000 |
| Noninterest-bearing deposits | 192,453,000 | 202,107,000 | 206,004,000 | 224,383,000 |
| Equity capital | 179,024,000 | 162,098,000 | 183,298,000 | 189,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 34,238,000 | 70,742,000 | 109,239,000 | 149,155,000 |
| Interest expense | 11,117,000 | 22,466,000 | 34,547,000 | 47,558,000 |
| Net interest income | 23,121,000 | 48,276,000 | 74,692,000 | 101,597,000 |
| Noninterest income | 4,938,000 | 11,463,000 | 19,416,000 | 25,738,000 |
| Noninterest expense | 12,768,000 | 26,527,000 | 41,086,000 | 61,542,000 |
| Provision for loan losses | -1,389,000 | -906,000 | 8,338,000 | 8,979,000 |
| Pretax income | 23,685,000 | 41,801,000 | 52,367,000 | 63,742,000 |
| Income tax | 3,413,000 | 10,758,000 | 15,365,000 | 21,488,000 |
| Net income | 20,272,000 | 31,043,000 | 37,002,000 | 42,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,122,000 | 188,893,000 | 194,853,000 | 200,104,000 |
| Total capital | 192,336,000 | 202,893,000 | 214,593,000 | 220,629,000 |
| Risk-weighted assets | 1,419,296,000 | 1,539,746,000 | 1,577,245,000 | 1,642,236,000 |