Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 1,210,201,000 | 1,236,473,000 | 1,361,553,000 | 1,473,132,000 |
| Total loans | 577,511,000 | 614,812,000 | 674,981,000 | 755,306,000 |
| Allowance for loan losses | 8,000,000 | 9,215,000 | 9,215,000 | 11,500,000 |
| Securities available for sale | 497,344,000 | 481,260,000 | 545,779,000 | 558,756,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 920,335,000 | 1,004,881,000 | 1,033,578,000 | 1,197,814,000 |
| Interest-bearing deposits | 802,721,000 | 880,285,000 | 904,361,000 | 1,063,439,000 |
| Noninterest-bearing deposits | 117,613,000 | 124,597,000 | 129,217,000 | 134,376,000 |
| Equity capital | 77,763,000 | 89,560,000 | 99,794,000 | 111,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 20,760,000 | 41,759,000 | 63,060,000 | 86,783,000 |
| Interest expense | 7,230,000 | 14,551,000 | 21,839,000 | 29,763,000 |
| Net interest income | 13,530,000 | 27,208,000 | 41,221,000 | 57,020,000 |
| Noninterest income | 2,597,000 | 5,412,000 | 8,661,000 | 11,989,000 |
| Noninterest expense | 7,355,000 | 15,174,000 | 23,166,000 | 34,655,000 |
| Provision for loan losses | 2,224,000 | 4,155,000 | 5,440,000 | 9,099,000 |
| Pretax income | 6,680,000 | 14,310,000 | 27,146,000 | 32,490,000 |
| Income tax | 1,679,000 | 4,137,000 | 7,143,000 | 11,197,000 |
| Net income | 5,001,000 | 10,173,000 | 20,003,000 | 21,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,325,000 | 89,559,000 | 98,387,000 | 109,679,000 |
| Total capital | 94,325,000 | 98,774,000 | 107,602,000 | 121,179,000 |
| Risk-weighted assets | 727,978,000 | 756,330,000 | 846,436,000 | 948,197,000 |