Call reports 2025
WESTAMERICA BANK — 2025
What WESTAMERICA BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,929,984,000 | 5,787,936,000 | 5,877,067,000 | 5,923,791,000 |
| Total loans | 771,030,000 | 748,264,000 | 741,579,000 | 726,482,000 |
| Allowance for loan losses | 13,914,000 | 13,787,000 | 11,859,000 | 11,573,000 |
| Securities available for sale | 3,236,049,000 | 3,226,449,000 | 3,305,324,000 | 3,468,734,000 |
| Securities held to maturity | 839,349,000 | 834,440,000 | 826,506,000 | 819,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,878,066,000 | 4,750,472,000 | 4,795,727,000 | 4,843,088,000 |
| Interest-bearing deposits | 2,633,322,000 | 2,572,708,000 | 2,580,098,000 | 2,588,590,000 |
| Noninterest-bearing deposits | 2,244,744,000 | 2,177,764,000 | 2,215,629,000 | 2,254,498,000 |
| Equity capital | 613,164,000 | 623,451,000 | 630,899,000 | 629,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 59,295,000 | 116,569,000 | 173,607,000 | 230,176,000 |
| Interest expense | 3,433,000 | 6,660,000 | 10,341,000 | 13,862,000 |
| Net interest income | 55,862,000 | 109,909,000 | 163,266,000 | 216,314,000 |
| Noninterest income | 10,516,000 | 21,025,000 | 31,566,000 | 41,840,000 |
| Noninterest expense | 25,464,000 | 51,182,000 | 77,679,000 | 103,872,000 |
| Provision for loan losses | -550,000 | -550,000 | -550,000 | -550,000 |
| Pretax income | 41,464,000 | 80,302,000 | 117,613,000 | 154,772,000 |
| Income tax | 10,714,000 | 20,666,000 | 30,227,000 | 39,607,000 |
| Net income | 30,750,000 | 59,636,000 | 87,386,000 | 115,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 622,642,000 | 612,961,000 | 603,594,000 | 593,800,000 |
| Total capital | 642,758,000 | 632,950,000 | 621,655,000 | 611,575,000 |
| Risk-weighted assets | 3,976,435,000 | 3,925,664,000 | 3,911,611,000 | 3,923,334,000 |