Call reports 2022
WESTAMERICA BANK — 2022
What WESTAMERICA BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,262,312,000 | 7,180,997,000 | 7,138,093,000 | 6,909,609,000 |
| Total loans | 1,002,514,000 | 999,768,000 | 979,033,000 | 958,488,000 |
| Allowance for loan losses | 22,925,000 | 22,313,000 | 21,218,000 | 20,284,000 |
| Securities available for sale | 4,616,588,000 | 4,607,114,000 | 4,376,331,000 | 4,331,743,000 |
| Securities held to maturity | 280,527,000 | 442,361,000 | 936,274,000 | 915,914,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,408,692,000 | 6,418,086,000 | 6,497,410,000 | 6,227,401,000 |
| Interest-bearing deposits | 3,406,658,000 | 3,428,724,000 | 3,426,368,000 | 3,279,072,000 |
| Noninterest-bearing deposits | 3,002,034,000 | 2,989,362,000 | 3,071,042,000 | 2,948,329,000 |
| Equity capital | 586,585,000 | 488,545,000 | 391,428,000 | 464,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 43,631,000 | 91,499,000 | 152,174,000 | 221,219,000 |
| Interest expense | 490,000 | 983,000 | 1,483,000 | 1,974,000 |
| Net interest income | 43,141,000 | 90,516,000 | 150,691,000 | 219,245,000 |
| Noninterest income | 11,861,000 | 23,410,000 | 35,513,000 | 46,261,000 |
| Noninterest expense | 25,667,000 | 51,051,000 | 76,603,000 | 102,910,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 29,335,000 | 62,875,000 | 109,601,000 | 162,596,000 |
| Income tax | 7,213,000 | 15,878,000 | 28,254,000 | 42,674,000 |
| Net income | 22,122,000 | 46,997,000 | 81,347,000 | 119,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 544,537,000 | 546,286,000 | 552,004,000 | 592,804,000 |
| Total capital | 573,670,000 | 574,807,000 | 579,430,000 | 619,290,000 |
| Risk-weighted assets | 4,364,077,000 | 4,525,408,000 | 4,904,386,000 | 4,790,728,000 |