Call reports 2021
WESTAMERICA BANK — 2021
What WESTAMERICA BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 6,867,229,000 | 7,105,298,000 | 7,363,293,000 | 7,421,235,000 |
| Total loans | 1,293,756,000 | 1,194,834,000 | 1,132,472,000 | 1,068,126,000 |
| Allowance for loan losses | 23,483,000 | 23,737,000 | 23,882,000 | 23,514,000 |
| Securities available for sale | 3,990,570,000 | 4,304,162,000 | 4,602,706,000 | 4,638,855,000 |
| Securities held to maturity | 469,268,000 | 414,422,000 | 356,113,000 | 306,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,925,979,000 | 6,078,654,000 | 6,291,418,000 | 6,415,817,000 |
| Interest-bearing deposits | 3,126,329,000 | 3,204,506,000 | 3,301,660,000 | 3,345,905,000 |
| Noninterest-bearing deposits | 2,799,650,000 | 2,874,148,000 | 2,989,758,000 | 3,069,912,000 |
| Equity capital | 685,836,000 | 725,824,000 | 726,713,000 | 720,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 42,206,000 | 86,372,000 | 130,073,000 | 172,985,000 |
| Interest expense | 485,000 | 982,000 | 1,486,000 | 1,999,000 |
| Net interest income | 41,721,000 | 85,390,000 | 128,587,000 | 170,986,000 |
| Noninterest income | 10,312,000 | 21,575,000 | 33,100,000 | 44,207,000 |
| Noninterest expense | 25,376,000 | 50,374,000 | 75,664,000 | 100,961,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 2,000 |
| Pretax income | 26,657,000 | 56,625,000 | 86,057,000 | 114,266,000 |
| Income tax | 6,859,000 | 14,666,000 | 22,382,000 | 29,872,000 |
| Net income | 19,798,000 | 41,959,000 | 63,675,000 | 84,394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 486,323,000 | 508,359,000 | 524,952,000 | 540,538,000 |
| Total capital | 515,916,000 | 538,206,000 | 554,942,000 | 570,260,000 |
| Risk-weighted assets | 3,759,069,000 | 4,113,003,000 | 4,242,401,000 | 4,330,155,000 |