Call reports 2020
WESTAMERICA BANK — 2020
What WESTAMERICA BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 5,581,673,000 | 6,418,409,000 | 6,517,382,000 | 6,708,895,000 |
| Total loans | 1,121,243,000 | 1,316,359,000 | 1,310,009,000 | 1,256,243,000 |
| Allowance for loan losses | 24,804,000 | 24,529,000 | 24,142,000 | 23,854,000 |
| Securities available for sale | 3,210,689,000 | 3,708,370,000 | 3,983,994,000 | 4,063,185,000 |
| Securities held to maturity | 681,837,000 | 638,297,000 | 577,811,000 | 515,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,802,320,000 | 5,470,634,000 | 5,541,531,000 | 5,690,023,000 |
| Interest-bearing deposits | 2,617,154,000 | 2,766,538,000 | 2,856,277,000 | 2,964,049,000 |
| Noninterest-bearing deposits | 2,185,166,000 | 2,704,096,000 | 2,685,254,000 | 2,725,974,000 |
| Equity capital | 564,975,000 | 678,194,000 | 707,979,000 | 730,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 39,888,000 | 81,324,000 | 122,587,000 | 165,437,000 |
| Interest expense | 459,000 | 909,000 | 1,389,000 | 1,880,000 |
| Net interest income | 39,429,000 | 80,415,000 | 121,198,000 | 163,557,000 |
| Noninterest income | 11,692,000 | 21,237,000 | 31,777,000 | 45,897,000 |
| Noninterest expense | 24,425,000 | 48,712,000 | 73,231,000 | 100,603,000 |
| Provision for loan losses | 4,300,000 | 4,300,000 | 4,300,000 | 4,307,000 |
| Pretax income | 22,396,000 | 48,711,000 | 75,515,000 | 104,622,000 |
| Income tax | 5,330,000 | 11,793,000 | 18,508,000 | 25,936,000 |
| Net income | 17,066,000 | 36,918,000 | 57,007,000 | 78,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 432,862,000 | 452,447,000 | 472,408,000 | 484,468,000 |
| Total capital | 463,735,000 | 483,045,000 | 502,619,000 | 514,432,000 |
| Risk-weighted assets | 3,775,082,000 | 4,073,256,000 | 3,974,308,000 | 3,725,077,000 |