Call reports 2019
WESTAMERICA BANK — 2019
What WESTAMERICA BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 5,522,989,000 | 5,493,199,000 | 5,589,309,000 | 5,599,137,000 |
| Total loans | 1,204,844,000 | 1,161,712,000 | 1,133,229,000 | 1,126,664,000 |
| Allowance for loan losses | 20,477,000 | 20,117,000 | 19,828,000 | 19,484,000 |
| Securities available for sale | 2,702,240,000 | 2,775,899,000 | 2,983,767,000 | 3,078,846,000 |
| Securities held to maturity | 923,190,000 | 867,989,000 | 793,216,000 | 738,072,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,795,409,000 | 4,733,286,000 | 4,799,327,000 | 4,815,481,000 |
| Interest-bearing deposits | 2,613,833,000 | 2,567,431,000 | 2,532,022,000 | 2,573,523,000 |
| Noninterest-bearing deposits | 2,181,576,000 | 2,165,855,000 | 2,267,305,000 | 2,241,958,000 |
| Equity capital | 535,725,000 | 559,975,000 | 562,672,000 | 573,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 39,397,000 | 78,937,000 | 118,545,000 | 158,321,000 |
| Interest expense | 504,000 | 1,004,000 | 1,474,000 | 1,943,000 |
| Net interest income | 38,893,000 | 77,933,000 | 117,071,000 | 156,378,000 |
| Noninterest income | 11,630,000 | 23,965,000 | 35,849,000 | 47,486,000 |
| Noninterest expense | 24,288,000 | 49,210,000 | 73,032,000 | 96,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,259,000 | 52,738,000 | 79,938,000 | 107,090,000 |
| Income tax | 6,115,000 | 12,526,000 | 19,167,000 | 25,462,000 |
| Net income | 20,144,000 | 40,212,000 | 60,771,000 | 81,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 414,529,000 | 414,536,000 | 409,972,000 | 415,730,000 |
| Total capital | 443,314,000 | 442,961,000 | 438,108,000 | 443,374,000 |
| Risk-weighted assets | 3,181,015,000 | 3,177,346,000 | 3,376,057,000 | 3,523,875,000 |