Call reports 2018
WESTAMERICA BANK — 2018
What WESTAMERICA BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 5,506,662,000 | 5,537,276,000 | 5,492,021,000 | 5,534,992,000 |
| Total loans | 1,228,584,000 | 1,200,192,000 | 1,196,955,000 | 1,207,202,000 |
| Allowance for loan losses | 23,081,000 | 23,040,000 | 22,027,000 | 21,351,000 |
| Securities available for sale | 2,351,970,000 | 2,363,194,000 | 2,478,908,000 | 2,654,670,000 |
| Securities held to maturity | 1,114,287,000 | 1,076,456,000 | 1,025,699,000 | 984,609,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,870,779,000 | 4,889,990,000 | 4,838,380,000 | 4,869,253,000 |
| Interest-bearing deposits | 2,689,763,000 | 2,682,162,000 | 2,625,819,000 | 2,624,598,000 |
| Noninterest-bearing deposits | 2,181,016,000 | 2,207,828,000 | 2,212,561,000 | 2,244,655,000 |
| Equity capital | 494,986,000 | 492,367,000 | 491,892,000 | 509,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 36,243,000 | 73,516,000 | 112,056,000 | 151,418,000 |
| Interest expense | 467,000 | 932,000 | 1,468,000 | 1,991,000 |
| Net interest income | 35,776,000 | 72,584,000 | 110,588,000 | 149,427,000 |
| Noninterest income | 12,047,000 | 23,931,000 | 35,990,000 | 47,943,000 |
| Noninterest expense | 25,536,000 | 50,842,000 | 79,654,000 | 105,045,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 22,251,000 | 45,623,000 | 66,858,000 | 92,273,000 |
| Income tax | 4,710,000 | 9,800,000 | 14,292,000 | 20,352,000 |
| Net income | 17,541,000 | 35,823,000 | 52,566,000 | 71,921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 402,731,000 | 407,777,000 | 412,055,000 | 415,575,000 |
| Total capital | 434,120,000 | 439,125,000 | 442,390,000 | 445,234,000 |
| Risk-weighted assets | 3,106,114,000 | 3,093,477,000 | 3,151,592,000 | 3,194,736,000 |