Call reports 2017
WESTAMERICA BANK — 2017
What WESTAMERICA BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 5,356,080,000 | 5,352,121,000 | 5,403,741,000 | 5,470,945,000 |
| Total loans | 1,351,090,000 | 1,318,341,000 | 1,284,782,000 | 1,287,982,000 |
| Allowance for loan losses | 24,919,000 | 24,103,000 | 23,628,000 | 23,009,000 |
| Securities available for sale | 1,892,848,000 | 1,975,816,000 | 2,090,477,000 | 2,193,507,000 |
| Securities held to maturity | 1,298,414,000 | 1,261,321,000 | 1,204,240,000 | 1,158,864,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,701,083,000 | 4,685,059,000 | 4,736,768,000 | 4,830,621,000 |
| Interest-bearing deposits | 2,652,593,000 | 2,603,971,000 | 2,607,247,000 | 2,631,097,000 |
| Noninterest-bearing deposits | 2,048,490,000 | 2,081,088,000 | 2,129,521,000 | 2,199,524,000 |
| Equity capital | 471,518,000 | 491,063,000 | 508,657,000 | 500,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 34,069,000 | 68,093,000 | 102,658,000 | 138,068,000 |
| Interest expense | 491,000 | 979,000 | 1,462,000 | 1,943,000 |
| Net interest income | 33,578,000 | 67,114,000 | 101,196,000 | 136,125,000 |
| Noninterest income | 11,552,000 | 23,342,000 | 35,558,000 | 48,015,000 |
| Noninterest expense | 24,707,000 | 49,309,000 | 74,140,000 | 105,120,000 |
| Provision for loan losses | 0 | -1,900,000 | -1,900,000 | -1,900,000 |
| Pretax income | 20,423,000 | 43,290,000 | 64,757,000 | 89,118,000 |
| Income tax | 5,659,000 | 12,435,000 | 18,739,000 | 37,388,000 |
| Net income | 14,764,000 | 30,855,000 | 46,018,000 | 51,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 346,693,000 | 362,769,000 | 378,502,000 | 383,796,000 |
| Total capital | 383,727,000 | 398,055,000 | 414,319,000 | 415,113,000 |
| Risk-weighted assets | 2,897,400,000 | 2,967,289,000 | 3,006,075,000 | 3,070,758,000 |