Call reports 2016
WESTAMERICA BANK — 2016
What WESTAMERICA BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,157,577,000 | 5,137,774,000 | 5,267,501,000 | 5,327,271,000 |
| Total loans | 1,473,196,000 | 1,429,560,000 | 1,364,329,000 | 1,352,712,000 |
| Allowance for loan losses | 29,487,000 | 28,910,000 | 26,359,000 | 25,954,000 |
| Securities available for sale | 1,585,267,000 | 1,530,492,000 | 1,761,797,000 | 1,890,102,000 |
| Securities held to maturity | 1,358,139,000 | 1,473,357,000 | 1,411,019,000 | 1,346,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,519,386,000 | 4,487,859,000 | 4,647,418,000 | 4,708,199,000 |
| Interest-bearing deposits | 2,528,749,000 | 2,507,393,000 | 2,580,892,000 | 2,616,307,000 |
| Noninterest-bearing deposits | 1,990,637,000 | 1,980,466,000 | 2,066,526,000 | 2,091,892,000 |
| Equity capital | 482,021,000 | 487,916,000 | 486,713,000 | 468,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 33,595,000 | 68,146,000 | 102,051,000 | 135,706,000 |
| Interest expense | 556,000 | 1,103,000 | 1,632,000 | 2,140,000 |
| Net interest income | 33,039,000 | 67,043,000 | 100,419,000 | 133,566,000 |
| Noninterest income | 11,657,000 | 24,356,000 | 36,241,000 | 47,593,000 |
| Noninterest expense | 25,299,000 | 51,916,000 | 78,153,000 | 102,641,000 |
| Provision for loan losses | 0 | 0 | -3,200,000 | -3,200,000 |
| Pretax income | 19,397,000 | 39,490,000 | 61,714,000 | 81,986,000 |
| Income tax | 4,975,000 | 10,325,000 | 16,623,000 | 22,129,000 |
| Net income | 14,422,000 | 29,165,000 | 45,091,000 | 59,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 340,643,000 | 341,503,000 | 343,546,000 | 344,739,000 |
| Total capital | 351,545,000 | 362,164,000 | 369,627,000 | 383,572,000 |
| Risk-weighted assets | 3,002,595,000 | 2,913,336,000 | 2,924,656,000 | 2,945,998,000 |