Call reports 2015
WESTAMERICA BANK — 2015
What WESTAMERICA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,995,160,000 | 4,989,294,000 | 4,961,763,000 | 5,130,818,000 |
| Total loans | 1,683,884,000 | 1,631,271,000 | 1,571,843,000 | 1,533,396,000 |
| Allowance for loan losses | 31,187,000 | 30,828,000 | 30,036,000 | 29,771,000 |
| Securities available for sale | 1,776,414,000 | 1,633,915,000 | 1,570,786,000 | 1,569,225,000 |
| Securities held to maturity | 1,015,231,000 | 1,159,581,000 | 1,278,815,000 | 1,316,075,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,383,013,000 | 4,357,770,000 | 4,371,310,000 | 4,543,231,000 |
| Interest-bearing deposits | 2,478,182,000 | 2,425,302,000 | 2,426,995,000 | 2,515,620,000 |
| Noninterest-bearing deposits | 1,904,831,000 | 1,932,468,000 | 1,944,315,000 | 2,027,611,000 |
| Equity capital | 491,108,000 | 482,410,000 | 483,633,000 | 475,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 33,873,000 | 68,254,000 | 102,508,000 | 136,345,000 |
| Interest expense | 659,000 | 1,278,000 | 1,866,000 | 2,433,000 |
| Net interest income | 33,214,000 | 66,976,000 | 100,642,000 | 133,912,000 |
| Noninterest income | 12,097,000 | 24,423,000 | 36,543,000 | 47,964,000 |
| Noninterest expense | 26,126,000 | 52,620,000 | 78,546,000 | 103,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,185,000 | 38,779,000 | 58,639,000 | 77,967,000 |
| Income tax | 4,487,000 | 9,138,000 | 14,014,000 | 18,722,000 |
| Net income | 14,698,000 | 29,641,000 | 44,625,000 | 59,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 346,653,000 | 343,835,000 | 342,062,000 | 340,918,000 |
| Total capital | 367,861,000 | 363,881,000 | 364,364,000 | 361,880,000 |
| Risk-weighted assets | 3,053,376,000 | 3,079,528,000 | 3,067,485,000 | 3,098,048,000 |