Call reports 2014
WESTAMERICA BANK — 2014
What WESTAMERICA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 4,879,054,000 | 4,891,237,000 | 4,952,821,000 | 4,995,062,000 |
| Total loans | 1,816,319,000 | 1,784,608,000 | 1,732,382,000 | 1,700,290,000 |
| Allowance for loan losses | 32,109,000 | 32,398,000 | 31,769,000 | 31,485,000 |
| Securities available for sale | 1,239,481,000 | 1,277,443,000 | 1,390,567,000 | 1,599,872,000 |
| Securities held to maturity | 1,110,329,000 | 1,069,135,000 | 1,035,041,000 | 1,038,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,217,769,000 | 4,216,432,000 | 4,323,966,000 | 4,351,792,000 |
| Interest-bearing deposits | 2,437,761,000 | 2,400,380,000 | 2,429,170,000 | 2,439,421,000 |
| Noninterest-bearing deposits | 1,780,008,000 | 1,816,052,000 | 1,894,796,000 | 1,912,371,000 |
| Equity capital | 502,198,000 | 503,217,000 | 497,716,000 | 490,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 35,526,000 | 70,893,000 | 105,755,000 | 140,053,000 |
| Interest expense | 890,000 | 1,781,000 | 2,618,000 | 3,409,000 |
| Net interest income | 34,636,000 | 69,112,000 | 103,137,000 | 136,644,000 |
| Noninterest income | 13,125,000 | 26,693,000 | 40,175,000 | 52,740,000 |
| Noninterest expense | 26,843,000 | 53,534,000 | 80,136,000 | 106,721,000 |
| Provision for loan losses | 1,000,000 | 2,000,000 | 2,600,000 | 2,800,000 |
| Pretax income | 19,918,000 | 40,271,000 | 60,576,000 | 80,099,000 |
| Income tax | 4,574,000 | 9,425,000 | 14,414,000 | 19,050,000 |
| Net income | 15,344,000 | 30,846,000 | 46,162,000 | 61,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 355,646,000 | 353,614,000 | 351,751,000 | 349,120,000 |
| Total capital | 403,689,000 | 402,026,000 | 398,361,000 | 391,219,000 |
| Risk-weighted assets | 2,869,250,000 | 2,869,321,000 | 2,845,806,000 | 2,900,451,000 |