Call reports 2012
WESTAMERICA BANK — 2012
What WESTAMERICA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 5,011,562,000 | 4,908,085,000 | 4,811,421,000 | 4,914,046,000 |
| Total loans | 2,422,444,000 | 2,317,219,000 | 2,209,454,000 | 2,111,357,000 |
| Allowance for loan losses | 31,883,000 | 31,523,000 | 30,966,000 | 30,234,000 |
| Securities available for sale | 637,225,000 | 706,157,000 | 736,617,000 | 824,175,000 |
| Securities held to maturity | 1,038,493,000 | 1,206,646,000 | 1,158,731,000 | 1,156,041,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,251,590,000 | 4,211,391,000 | 4,135,408,000 | 4,236,654,000 |
| Interest-bearing deposits | 3,894,840,000 | 3,847,204,000 | 3,798,975,000 | 3,826,561,000 |
| Noninterest-bearing deposits | 356,750,000 | 364,187,000 | 336,433,000 | 410,093,000 |
| Equity capital | 539,488,000 | 539,648,000 | 540,352,000 | 534,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 48,273,000 | 95,144,000 | 140,391,000 | 183,252,000 |
| Interest expense | 1,358,000 | 2,625,000 | 3,804,000 | 4,931,000 |
| Net interest income | 46,915,000 | 92,519,000 | 136,587,000 | 178,321,000 |
| Noninterest income | 16,569,000 | 31,764,000 | 46,442,000 | 60,782,000 |
| Noninterest expense | 31,360,000 | 60,382,000 | 89,621,000 | 118,329,000 |
| Provision for loan losses | 2,800,000 | 5,600,000 | 8,400,000 | 11,200,000 |
| Pretax income | 29,324,000 | 57,014,000 | 83,721,000 | 108,287,000 |
| Income tax | 7,905,000 | 15,056,000 | 21,658,000 | 27,278,000 |
| Net income | 21,419,000 | 41,958,000 | 62,063,000 | 81,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 384,468,000 | 384,640,000 | 384,377,000 | 378,921,000 |
| Total capital | 424,957,000 | 425,673,000 | 424,063,000 | 418,746,000 |
| Risk-weighted assets | 2,720,265,000 | 2,778,085,000 | 2,687,255,000 | 2,680,653,000 |