Call reports 2011
WESTAMERICA BANK — 2011
What WESTAMERICA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 4,897,032,000 | 4,831,934,000 | 4,924,122,000 | 4,998,087,000 |
| Total loans | 2,834,635,000 | 2,751,213,000 | 2,634,839,000 | 2,523,806,000 |
| Allowance for loan losses | 34,321,000 | 33,008,000 | 32,893,000 | 32,597,000 |
| Securities available for sale | 738,754,000 | 702,692,000 | 681,316,000 | 636,567,000 |
| Securities held to maturity | 591,923,000 | 669,452,000 | 755,906,000 | 922,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,143,574,000 | 4,091,556,000 | 4,195,625,000 | 4,253,240,000 |
| Interest-bearing deposits | 3,767,238,000 | 3,727,620,000 | 3,826,205,000 | 3,858,411,000 |
| Noninterest-bearing deposits | 376,336,000 | 363,936,000 | 369,420,000 | 394,829,000 |
| Equity capital | 546,346,000 | 548,630,000 | 550,151,000 | 538,658,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 52,472,000 | 105,536,000 | 157,489,000 | 207,879,000 |
| Interest expense | 2,099,000 | 4,049,000 | 5,898,000 | 7,533,000 |
| Net interest income | 50,373,000 | 101,487,000 | 151,591,000 | 200,346,000 |
| Noninterest income | 14,621,000 | 29,791,000 | 45,010,000 | 59,784,000 |
| Noninterest expense | 31,229,000 | 65,074,000 | 95,734,000 | 126,069,000 |
| Provision for loan losses | 2,800,000 | 5,600,000 | 8,400,000 | 11,200,000 |
| Pretax income | 30,965,000 | 60,604,000 | 92,467,000 | 122,861,000 |
| Income tax | 8,548,000 | 16,592,000 | 25,326,000 | 33,627,000 |
| Net income | 22,417,000 | 44,012,000 | 67,141,000 | 89,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 397,451,000 | 394,722,000 | 394,567,000 | 383,375,000 |
| Total capital | 439,836,000 | 436,920,000 | 436,683,000 | 424,443,000 |
| Risk-weighted assets | 2,840,754,000 | 2,773,840,000 | 2,819,643,000 | 2,769,730,000 |