Call reports 2010
WESTAMERICA BANK — 2010
What WESTAMERICA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 4,702,820,000 | 4,683,867,000 | 4,933,815,000 | 4,893,292,000 |
| Total loans | 2,956,083,000 | 2,888,188,000 | 3,008,851,000 | 2,922,084,000 |
| Allowance for loan losses | 40,316,000 | 39,716,000 | 38,129,000 | 35,636,000 |
| Securities available for sale | 411,885,000 | 463,226,000 | 566,247,000 | 668,141,000 |
| Securities held to maturity | 690,585,000 | 652,959,000 | 618,838,000 | 580,729,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,897,882,000 | 3,894,232,000 | 4,076,047,000 | 4,134,794,000 |
| Interest-bearing deposits | 3,532,134,000 | 3,519,712,000 | 3,708,456,000 | 3,732,384,000 |
| Noninterest-bearing deposits | 365,748,000 | 374,520,000 | 367,591,000 | 402,410,000 |
| Equity capital | 521,446,000 | 522,682,000 | 547,843,000 | 544,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 55,982,000 | 111,039,000 | 166,217,000 | 221,068,000 |
| Interest expense | 3,059,000 | 5,775,000 | 8,410,000 | 11,025,000 |
| Net interest income | 52,923,000 | 105,264,000 | 157,807,000 | 210,043,000 |
| Noninterest income | 16,109,000 | 31,685,000 | 47,161,000 | 62,590,000 |
| Noninterest expense | 32,099,000 | 63,712,000 | 94,900,000 | 126,669,000 |
| Provision for loan losses | 2,800,000 | 5,600,000 | 8,400,000 | 11,200,000 |
| Pretax income | 34,133,000 | 67,637,000 | 101,668,000 | 134,764,000 |
| Income tax | 9,985,000 | 19,477,000 | 29,082,000 | 38,187,000 |
| Net income | 24,148,000 | 48,160,000 | 72,586,000 | 96,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 371,230,000 | 371,937,000 | 391,657,000 | 397,055,000 |
| Total capital | 411,673,000 | 411,488,000 | 433,997,000 | 438,873,000 |
| Risk-weighted assets | 2,718,892,000 | 2,675,196,000 | 2,902,698,000 | 2,862,897,000 |