Call reports 2009
WESTAMERICA BANK — 2009
What WESTAMERICA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 5,388,304,000 | 5,154,642,000 | 4,931,595,000 | 4,940,885,000 |
| Total loans | 3,445,308,000 | 3,353,648,000 | 3,199,786,000 | 3,056,389,000 |
| Allowance for loan losses | 43,803,000 | 43,122,000 | 42,683,000 | 41,043,000 |
| Securities available for sale | 434,575,000 | 404,967,000 | 389,018,000 | 381,504,000 |
| Securities held to maturity | 918,745,000 | 830,618,000 | 780,846,000 | 726,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,259,855,000 | 4,160,018,000 | 4,029,526,000 | 4,064,302,000 |
| Interest-bearing deposits | 3,489,123,000 | 3,391,786,000 | 3,629,632,000 | 3,663,132,000 |
| Noninterest-bearing deposits | 770,732,000 | 768,232,000 | 399,894,000 | 401,170,000 |
| Equity capital | 524,689,000 | 542,464,000 | 522,319,000 | 520,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 59,118,000 | 122,168,000 | 183,345,000 | 241,819,000 |
| Interest expense | 4,421,000 | 9,754,000 | 13,853,000 | 17,680,000 |
| Net interest income | 54,697,000 | 112,414,000 | 169,492,000 | 224,139,000 |
| Noninterest income | 15,220,000 | 31,364,000 | 47,559,000 | 63,575,000 |
| Noninterest expense | 33,474,000 | 71,493,000 | 106,087,000 | 138,371,000 |
| Provision for loan losses | 1,800,000 | 4,400,000 | 7,200,000 | 10,500,000 |
| Pretax income | 34,676,000 | 67,918,000 | 103,797,000 | 138,876,000 |
| Income tax | 10,068,000 | 19,584,000 | 29,443,000 | 39,619,000 |
| Net income | 52,913,000 | 76,639,000 | 102,659,000 | 127,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 367,423,000 | 389,082,000 | 365,955,000 | 370,321,000 |
| Total capital | 410,476,000 | 431,126,000 | 408,291,000 | 411,310,000 |
| Risk-weighted assets | 2,953,190,000 | 2,852,400,000 | 2,829,382,000 | 2,764,707,000 |